Standard Loan
Standard Loans
A standard loan from Knockninny Credit Union provides low rates, flexible repayment options, and tailored service. As a member-focused institution, we can help you meet your financial needs affordably and with care.
Rate 12% (12.68% APR)
- Simple, straightforward loans with no hidden fees or charges
- Simple, easy application process: online, by phone, in our office
- Flexible repayment options: weekly or monthly
- Flexible Loan terms, from 1 month to 5 years
- Free loan protection insurance (subject to terms and conditions)
Apply for your loan in a few easy steps
Step 1
We have three loan options available. Choose what type of loan suits your requirements.
Step 2
Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
Step 3
There are a few different ways to apply for a loan. You can apply Online or by contacting our office.
Loan Calculator
Maximum Loan Term :
12.68%
12.68%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
- There are no hidden fees or transaction charges
- Our interest rates are fair and reasonable compared to others in the market
- Repayments are calculated on your reducing balance, so you pay less interest with each repayment
- Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this
- You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
- It sustains growth and employment as the money is spent locally
- It provides opportunities to our members to travel abroad, get married, do home improvements, manage their finances, further their education etc
- Borrowing from Knockninny Credit Union will help secure its future for generations of members to come
Our loan rate of 12.68% means you can borrow at a reasonable rate of credit compared to other financial providers – compare us to other financial service providers and you will see that you get a great deal at Knockninny Credit Union.
You have to be a member of Knockninny Credit Union Limited, with a regular pattern of saving. For members, You can Apply Online using our form or you can visit or contact us and we can discuss your needs and give you an application form.
Loans are subject to approval. Terms & Conditions Apply
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
